A course designed to help women understand how to get more for their dollars will be offered through Lincoln County Cooperative Extension in October. Women of all ages and bank accounts are invited to sign up, no matter how much or little is known about finances, Extension Agent for Family and Consumer Sciences Leigh Guth told the Times-News on Monday.
Guth will lead a five-class series — Money Talk- A Financial Guide for Women — a course she hopes will help women out there just like her before she became informed, who may not know much about their finances. Making women more confident about asking questions about money is one of her goals next month, breaking the taboo that it is improper for females to talk about money, she said.
Participants will learn how to do more with what they have, the extension agent hopes, whether it’s a lot of money or a little. The attending woman will learn definitions of financial terms and will become more informed on related topics, such as the stock market and what is done with it, budgeting, what to insure and why insurance is important.
“Some women may not come (to the class) because they think that others will think the woman made bad choices or are on the verge of bankruptcy, when that really isn’t the case,” Guth said. “You’re not just going to a class, you’re leaving with specific knowledge that can help you.”
Guth has been running the local class for the last two years, during which she has seen participants from every age group, including mother-daughter teams and women who want to be informed before making decisions in the near future. Guth remembers a participant who was having a meeting with a human resources representative from her work to talk about 401K options and other benefits that she was unsure of.
After taking the course, she felt ready to tackle those types of situations, Guth explained.
This is the second year the local Cooperative Extension branch will offer this type of event — a class Guth decided she wanted to teach after realizing if she had questions and was confused about certain financial situations, other women probably were, too. The topic seemed relevant and important to her as she found research that supported the claim that the majority of women (85 to 90 percent) will be responsible for having to make their own financial decisions at some point in their lives.
A guidebook is included that was created by women for women, Guth said, and is part of the $33 cost of the course. Those interested must register by Friday by calling (704)736-8461 or email firstname.lastname@example.org.
Classes will be at the Citizen’s Center in Lincolnton from 2 to 5 p.m., Tuesdays, from Oct. 2 to Oct. 30. The program will also be offered from 2 to 5 p.m., on Wednesdays, Oct. 3 to Oct. 31 at the Shanklin Library in Denver.
If nothing else, come because smart women are just fun, Guth said.